My Active Listings

Some or all of the listings below are provided by the Panama City Beach - Thomas Dr. office.
$499,000 (USD)
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Emerald Cove Villas Area Single Family Home

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362 Emerald Cove Street Panama City Beach, FL 32407

4 Bed
4 Baths
2812 sqft
MLS# 792367
Located in the great coastal community of Emerald Cove Villas, this 4 bedroom 3 1/2 bath, 2 car garage home with over 2800 Sq. Ft. built in 2021 features many upgrades from shiplap in living area and other rooms, kitchen backsplash, marble top vanity in guest bath, shell stone floors in front and back porches, no carpet in first level, custom primary bedroom closet, screened porch, stylish light fixtures to a premium lot backing into natural conservation land providing a serene and peaceful atmosphere. House is on one of the largest lots in the community. The primary bedroom is located in the first level for privacy and the primary bathroom has many custom features. In the second level, you will find a huge bonus/living space, 3 bedrooms and two full baths. Two of the bedrooms open into a jack and jill bathroom. The laundry room is also located in the second floor. The irrigation system covers both front and back yards. The home is wired with a Smart Home package, keyless entry, an Echo Dot Device and QOLSYS IQ touch panel. The Emerald Cove community hosts sidewalks, streetlights, a dog park and is approved for short term rentals. HOA fees are one of the lowest in the area. Located a few minutes from the Navy Base, parks, shopping and restaurants. A few minutes from the Hathaway bridge makes this property very accessible to Panama City. With an acceptable offer, Seller will paint the whole interior with choice of one color. Don't miss your opportunity to see this home with lots of upgrades, plenty of room for entertaining and family time.
Listing Courtesy of CENTRAL PANHANDLE / Listed By: Patricia "Patty" Bernstein, Coldwell Banker Realty
$300,000 (USD)
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Shores Of Panama Area Condominium

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9900 S Thomas Drive 1410 Panama City Beach, FL 32408

2 Bed
2 Baths
911 sqft
MLS# 792217
Virtual Tour
RARE TYPE F FLOOR PLAN. DEEDED PARKING. FRONT DOOR RIGHT BY THE ELEVATOR.

Shores of Panama 1410 is a rare Type F floor plan in Panama City Beach, offering deeded parking, a front-door location right by the elevator, and a furnished setup ready for continued rental use. This one-bedroom plus bunk layout includes a cozy living area with a flat-screen TV, dining area, luxury vinyl plank flooring through the main living spaces, and tile flooring in the kitchen and bathrooms.

The kitchen features granite countertops, two refrigerators, and a front-load stackable washer and dryer. Near the entry, a spacious bunk area is positioned along the hallway with a convenient half bathroom nearby. The primary suite includes a king-size bed and a private full bathroom.
The balcony is furnished with Polywood high-top table and chairs, creating a comfortable outdoor setup overlooking the resort setting. Additional details include a deeded parking space on the 7th floor, water heater from 2016, and HVAC from 2018.

Shores of Panama Resort features one of the largest Gulf-front lagoon-style pools in Panama City Beach. The zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub along the resort's private beachfront access. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar.

Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, while Laketown Wharf directly across the street offers dining, retail, and entertainment options including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Panama City Beach has also welcomed newer attractions and entertainment venues including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge.

The same owner is also selling unit 1408 (MLS 792192), positioned nearby on the same floor. For guests traveling together, the close front-door proximity creates a convenient two-unit setup with the same elevator access, separate private spaces, and more time together without being spread across the resort.

HOA dues are $3,507.11 per quarter. One special assessment payment remains in the amount of $1,218.04 (4th quarter of 2026) Approximate Gross rental income was $25,000 in 2024, $20,000 in 2025 when the balcony was closed for repairs, and $22,400 year-to-date through the end of June 2026.

All information, rental income, HOA fees, assessments, measurements, and property details are deemed reliable but not guaranteed; buyer to verify if important.
Listing Courtesy of CENTRAL PANHANDLE / Listed By: Alice de La Penha, Coldwell Banker Realty
$345,000 (USD)
Active

Shores Of Panama Area Condominium

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9900 S Thomas Drive 1917 Panama City Beach, FL 32408

2 Bed
2 Baths
907 sqft
MLS# 792190
Virtual Tour
SUNSET VIEWS. GULF-SIDE PRIMARY BEDROOM. DEDICATED PARKING.
Shores of Panama 1917 is a C floor plan in Panama City Beach, offering a high-floor position, a large balcony, dedicated parking, and a Gulf-side primary bedroom with a large window framing Gulf views. This one-bedroom plus bunk layout includes two full bathrooms, modern furniture, coastal décor, updated light fixtures, and LVP tile flooring throughout the entire unit.
The kitchen features granite countertops, white appliances, a white subway tile backsplash, and a kitchen island wrapped in shiplap. The living area opens to the large balcony, creating an easy indoor-outdoor connection with sunset views and a strong resort-view setting. The hall bunk room includes access to its own private full bathroom, giving the floor plan added functionality beyond a standard one-bedroom layout.
The primary bedroom is positioned on the Gulf side and includes a large window with Gulf views. The primary bathroom features a tiled tub/shower combination. Additional interior details include a full-size front-load stackable washer and dryer, whole-unit dehumidifier, water heater from 2017, and original HVAC.
Shores of Panama Resort features one of the largest Gulf-front lagoon-style pools in Panama City Beach. The zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub along the resort's private beachfront access. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar.
Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, while Laketown Wharf directly across the street offers dining, retail, and entertainment options including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Panama City Beach has also welcomed newer attractions and entertainment venues including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge.

HOA dues are $3,491.71 per quarter. One special assessment payment remains in the amount of $1,212.69. (4th quarter of 2026).
Approximate Gross rental income was $24,000 in 2024, $28,000 in 2025, and $26,500 year-to-date through the end of June 2026.
All information, rental income, HOA fees, assessments, measurements, and property details are deemed reliable but not guaranteed; buyer to verify if important.
Listing Courtesy of CENTRAL PANHANDLE / Listed By: Alice de La Penha, Coldwell Banker Realty
$325,000 (USD)
Active

Shores Of Panama Area Condominium

Active

9900 S Thomas Drive 1408 Panama City Beach, FL 32408

1 Bed
2 Baths
864 sqft
MLS# 792192
Virtual Tour
TROPICAL STYLE INSIDE. LAGOON POOL AND GULF VIEWS OUTSIDE. RIGHT BY THE ELEVATORS.

Shores of Panama 1408 is an A floor plan in Panama City Beach, offering a one-bedroom plus bunk layout, two full bathrooms, deeded parking, and a convenient 8-stack location just off the bank of elevators. This turnkey, fully furnished condo features coastal décor and furnishings, updated light fixtures, and luxury vinyl plank flooring throughout.

The living area is designed for easy use as a short-term rental or personal beach retreat, with open flow into the dining area and kitchen. The kitchen features granite countertops, white appliances, and a white subway tile backsplash. The primary bedroom includes a king-size bed and private bathroom with a tub/shower combo. Near the entry, the bunk area has access to its own full bathroom, giving the floor plan added functionality beyond a standard one-bedroom layout.

The balcony offers a strong resort-view setting with lagoon pool views and Gulf views from the 8th floor. Additional details include a deeded parking space on the 7th floor, water heater from 2016, and HVAC from 2006.

Shores of Panama Resort features one of the largest Gulf-front lagoon-style pools in Panama City Beach. The zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub along the resort's private beachfront access. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar.

Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, while Laketown Wharf directly across the street offers dining, retail, and entertainment options including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Panama City Beach has also welcomed newer attractions and entertainment venues including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge.

The same owner is also listing Shores of Panama 1410 (MLS 792217), positioned nearby on the same floor. For guests traveling together, the close front-door proximity creates a convenient two-unit setup with the same elevator access, separate private spaces, and more time together without being spread across the resort.

HOA dues are $3,326.18 per quarter. One special assessment payment remains in the amount of $1,155.20 (4th quarter of 2026)

Approximate Gross rental income was $23,000 in 2024, $28,000 in 2025, and $28,750 year-to-date through the end of June 2026.

All information, rental income, HOA fees, assessments, measurements, and property details are deemed reliable but not guaranteed; buyer to verify if important.
Listing Courtesy of CENTRAL PANHANDLE / Listed By: Alice de La Penha, Coldwell Banker Realty
$275,000 (USD)
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No Named Subdivision Area Single Family Home

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8438 Houston Street Panama City, FL 32408

2 Bed
2 Baths
1064 sqft
MLS# 792196
Virtual Tour
NO HOA | 2022 CONSTRUCTION | UNDER $300K IN PANAMA CITY BEACH
Built in 2022 by Rebuild Northwest Florida, this clean and move-in ready 2-bedroom, 2-bath home offers a rare opportunity to own a detached single-family home in Panama City Beach under $300,000. Situated on a 0.23-acre interior lot with a fenced backyard, the property also features a long driveway with ample parking.
Inside, you'll find LVP flooring throughout, grey shaker-style cabinetry, and white kitchen appliances, with the washer and dryer included. Wider interior doorways enhance accessibility and improve overall flow throughout the home. The open layout provides efficient use of space while maintaining a clean, modern feel.
The property is connected to city water and utilizes a septic system, offering a practical combination of utility services.
Located in Flood Zone X, flood insurance is not required, and newer construction homes like this often benefit from more affordable homeowner insurance options compared to older properties. With no HOA and minimal restrictions, this property offers flexibility that is increasingly difficult to find in this price range within Panama City Beach.
All information is deemed reliable but not guaranteed; buyer to verify if important.
Listing Courtesy of CENTRAL PANHANDLE / Listed By: Alice de La Penha, Coldwell Banker Realty
$509,000 (USD)
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Latitude At Watersound Area Single Family Home

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9311 Cool Breeze Drive Panama City Beach, FL 32413

2 Bed
2 Baths
1787 sqft
MLS# 792169
Virtual Tour
Rarely available Barbuda Bay Villa in the highly sought-after Latitude Margaritaville Watersound! An active adult 55+ community perched along the Intracoastal Waterway.

Phase 6A is a quaint, enclave of homes. This beautifully maintained villa is perfectly positioned on a private east-facing preserve homesite, offering peaceful sunrise views and the perfect setting to enjoy your morning coffee from the covered screened lanai. Perfect lot for a future Pool!

Designed for easy coastal living, the open-concept floor plan features a spacious Great Room, Dining Room, and an upgraded Kitchen ideal for entertaining. The Kitchen showcases rich brown soft-close cabinetry, granite countertops, pull-out drawers, abundant storage, and a generous counter-height island with seating for family and guests.

The light-filled Great Room offers a wall of sliding glass doors that seamlessly blend indoor and outdoor living while opening to the covered screened lanai overlooking the tranquil preserve. Wall-mounted TV conveys with the home.

The private Primary Suite is a relaxing retreat featuring designer paint, custom window treatments, an oversized walk-in closet, granite countertops, and a luxurious walk-in tiled shower with a frameless glass enclosure. The bright Guest Bedroom is thoughtfully located adjacent to a beautifully appointed full bath with tiled shower.

A versatile Den with French doors provides the perfect space for a home office, hobby room, or additional guest accommodations.

Additional upgrades include RevWood by Mohawk flooring throughout the main living areas with plush carpet in the Den and Guest Bedroom, custom window treatments throughout, high/low TV outlet in the Great Room, whole house eero WiFi extender, ceiling fans in the Great Room, Primary Suite, and lanai, laundry room with cabinetry, sealed paver lanai, and the refrigerator, upgraded washer, and dryer all convey.

Enjoy added peace of mind with the remaining 10-year structural warranty from the original build date. The Villa's have low HOA dues which include lawn care, amenities and provide exceptional low-maintenance living by including exterior painting and roof replacement on a scheduled maintenance program.

Latitude Margaritaville Watersound offers an unmatched 55+ active adult lifestyle with world-class resort amenities including a spectacular clubhouse, resort-style pool, fitness center, pickleball and tennis courts, walking and biking trails, live entertainment, social clubs, waterfront dining, and countless activities.

Ideally located just minutes from the Emerald Coast beaches, Pier Park, Northwest Florida Beaches International Airport, and the exciting new Watersound Town Center. A new shopping center anchored by Publix and a state-of-the-art hospital currently under construction will make this rapidly growing area even more convenient. Experience the perfect combination of luxury, low-maintenance living, and the vibrant Latitude lifestyle!
Listing Courtesy of CENTRAL PANHANDLE / Listed By: Sheryl Lewis, Coldwell Banker Realty